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Meet Jim Silva

Looking for a Algonquin Realtor with the knowledge and experience you'll need to succeed in today's market?

Your Real Estate Expert For Chicagoland Northwest Suburbs.

You need a local expert Realtor working for you
With my expert knowledge of the local Algonquin, Lake In The Hills, Crystal lake, Cary, Barrington, Gilberts, Pingree Grove, Huntley, Elgin, S.Elgin, Carpentersville, West Dundee, Gilberts, Hampshire and sorrounding area's real estate market, I know how to help you with your unique needs and protect your best interests through every aspect of a real estate transaction. I am focused on providing you with the most personal attention and best service available.

You need the advice of a Real Estate Professional
The Internet is a great place to find information. But it can't provide the in depth local knowledge and personalized service of a local real estate professional. The challenges of the real estate industry are getting more complex every day. You need a professional that is on top of the market and is prepared to protect your interests and guide you throughout the process. As a local real estate expert I am constantly researching the market and analyzing home prices so I can serve you with the latest and most accurate information. Todays most common questions are on Short Sale and REO bank foreclosure. I have the SFR (Short Sale & Foreclosures Resource) designation, the only Designation by the NAR for Realtor. I alway stay on top of the latest real estate issues for you.

For most families, buying or selling a home is one of the biggest decisions you'll ever make. I'd be honored for the chance to help you.

Short Sales: Homeowners, when you are facing hard times, property values are upside down, or you're thinking of selling, Short Sales are not the only option. I would be happy to help you plan the best approach to your current needs in these difficult times. I have helped many Homeowners save their homes, credit, and provide answers to question that have been troubling them. Please contact me, I know together we can find the best answers for you. Best of all I do not charge you for one thing! My avoid foreclosure and short sale help is completely FREE!!!

Real Estate Services For: Kane County, McHenry County, Cook County, Dupage County, and Boone County.

Algonquin, Barrington, Bartlet, Belvidere, Carpentersville, Cary, Crystal Lake, Dundee, East Dundee, Elgin, Gilberts, Hanover Park, Hampshire, Huntley, Lake In The Hills, Marengo, McHenry, Pingree Grove, Poplar Grove, St. Charles, Schaumburg, Streamwood, South Elgin, West Dundee, Woodstock.

Today's Rates:

Mtg Loan

Rate

APR

30-yr Fixed	3.87%	4%
15-yr Fixed	3.16%	3.33%
1-yr Adj	2.78%	3.45%

* national averages

Mortgage Calculator:

Sales Price:		$
Down:		%
Interest Rate:		%
Term:		yrs

Monthly payment:		$

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Current Real Estate and Mortgage Informaton:

Greece Hit by 48-Hour Strike

2/10/2012 5:31 AM

Greece's major unions launched a 48-hour nationwide strike to protest new austerity measures demanded by the country's creditors...Read More

'Big' Was Diamond CEO's Style

2/10/2012 12:07 AM

Michael J. Mendes, who was dismissed as CEO of Diamond Foods on Tuesday in the wake of accounting irregularities at the company, thought big in his 20 years at what was once a low-key walnut growers' cooperative...Read More

Barclays Caps Cash Bonuses

2/10/2012 4:57 AM

Barclays has capped the cash component of bonuses at about $103,000, as the bank announced an 8% drop in net profit...Read More

PepsiCo Overhauls Strategy

2/9/2012 10:03 PM

PepsiCo is chopping 8,700 jobs and increasing its marketing budget as it tries to overhaul a struggling U.S. beverage business...Read More

De Beers Warns on Diamond Demand

2/10/2012 5:26 AM

De Beers reported a rise in its full year 2011 earnings despite a difficult second half, hit by lower demand and a drop in prices....Read More

Fed's 'Operation Twist' Tangles Treasury Trade

2/9/2012 7:47 PM

Operation Twist has got the Treasury market in a knot—the number of bonds available to trade is shrinking more rapidly than just the presence of the Fed as a buyer would dictate...Read More

China Trade Surplus Widens as Imports Drop

2/10/2012 2:58 AM

Slumping imports caused China's trade surplus to widen sharply in January, confounding expectations of a narrowing, though economists said the data were likely distorted by the Lunar New Year holiday...Read More

Total's Profit Rises on Oil Prices

2/10/2012 4:47 AM

French oil giant Total said that 2012 started favorably and reiterated its output guidance, reporting a 12.8% increase in net income in the fourth quarter on the strength of oil prices...Read More

European Stocks Fall

2/10/2012 4:32 AM

Stock markets opened lower after euro-zone chiefs withheld a new Greek bailout and ordered Athens to agree to more cuts....Read More

Asian Markets Mostly Lower

2/10/2012 4:25 AM

Most Asian markets closed lower after euro-zone finance ministers delayed approval of a second Greek bailout; Chinese markets were an exception, with the Shanghai Composite eking out a 0.1% gain...Read More

Current Real Estate and Mortgage Informaton:

MBS RECAP: 2/9/2012

2/9/2012 3:22 PM

Posted To: MBS Commentary

MBS Live : MBS RECAP Open MBS Live Dashboard FNMA 3.5 103-22 : -0-05 FNMA 4.0 105-13 : -0-08 FNMA 4.5 106-19 : -0-07 FNMA 5.0 107-30 : -0-04 GNMA 3.5 105-02 : -0-06 GNMA 4.0 107-24 : -0-07 GNMA 4.5 109-03 : -0-06 GNMA 5.0 110-28 : -0-04 FHLMC 3.5 103-13 : -0-06 FHLMC 4.0 105-00 : -...Read More

Mortgage Rates at a Tipping Point After Rising Today

2/9/2012 2:06 PM

Posted To: Mortgage Rate Watch

Mortgages Rates moved higher today at the quickest pace of the week. For the second time this year, the 3.875% Best-Execution rate on 30yr Fixed Conventional loans is in question. If rates move much higher from here, the average Best-Execution rate across multiple lenders will have...Read More

FHA Claims Against Bank of America / Countrywide Resolved

2/9/2012 1:42 PM

Posted To: MND NewsWire

Loretta E. Lynch, U.S. Attorney for the Eastern District of New York announced the settlement of claims her office had brought against Bank of America, Countrywide Financial Corporations and some of its affiliates for underwriting and origination mortgage fraud. The settlement ends an inquiry into ...Read More

MBS And Treasuries Off Their Lows. Long Term Trends In Play

2/9/2012 1:27 PM

Posted To: MBS Commentary

Latest Alert From MBS Live: Treasuries, MBS Attempting to Turn a Corner Following 30yr Auction - 2:06PM Volume surged briefly following the 1pm 30yr Bond Auction, but has since died down. In the process, Treasury yields and MBS prices experienced a bit of volatility, but that now s...Read More

NAR: Home Affordability Increases Nationwide

2/9/2012 11:38 AM

Posted To: MND NewsWire

As prices continued to decline during the fourth quarter of 2011 in most metropolitan areas of the U.S., housing affordability rose due not only to the lower prices but also because of record low interest rates . The National Association of Realtors® released its Housing Affordability Index (HA...Read More

Mortgage Servicer Settlement Finally Reached

2/9/2012 10:51 AM

Posted To: MND NewsWire

A final settlement between the nation's five largest mortgage servicers , two federal agencies and 49 of the states' attorneys general (AGs) was announced this morning by officials representing the AGs, the Departments of Justice (DOJ) and Housing and Urban Development (HUD). The settlement, the re...Read More

MBS MID-DAY: 2/9/2012

2/9/2012 10:17 AM

Posted To: MBS Commentary

MBS Live : MBS MID-DAY Open MBS Live Dashboard FNMA 3.5 103-18 : -0-09 FNMA 4.0 105-14 : -0-07 FNMA 4.5 106-20 : -0-06 FNMA 5.0 108-00 : -0-02 GNMA 3.5 105-02 : -0-06 GNMA 4.0 107-25 : -0-06 GNMA 4.5 109-03 : -0-06 GNMA 5.0 110-30 : -0-01 FHLMC 3.5 103-10 : -0-09 FHLMC 4.0 104-31 :...Read More

Ally to Sell ResCap? NCUA on Loan Workouts; Thoughts on the FHA Streamline Situation

2/9/2012 8:51 AM

Posted To: Pipeline Press

Top Realtors and loan officers know that words make a difference in dealing with buyers and borrowers. It may seem obvious, but word choice, be it in advertising or client relations, has a big influence on what customers think about any given organization. Take, for ...Read More

"House Lock" - Negative Equity not Hurting Employment Numbers

2/9/2012 8:06 AM

Posted To: MND NewsWire

" House lock " is not a major factor when it comes to a homeowner's ability to find a job. A working paper commissioned by the Federal Reserve Bank of Boston found that, while many Americans lack mobility because their homes are "underwater" in respect to their mortgages, this is only a marginal co...Read More

The Day Ahead: Digesting Greek Headlines and Week's Last Auction

2/9/2012 7:07 AM

Posted To: MBS Commentary

Normal 0 false false false EN-US X-NONE X-NONE As it turns out, the reason we’d heard about the meeting of Greek officials and the troika starting earlier in the day yestersday while never hearing anything else before domestic markets closed, was that the closed door meeting ...Read More

Current Real Estate and Mortgage Informaton:

Real Estate Times

11/19/2009 7:58 AM

Location

Solution Point, 95 Sri Aurobindo Marg

New Delhi, Read More

Is Delhi Real Estate leading to a Dubai-like over-supply driven by hype?

8/3/2010 11:00 PM

Most are thinking about where in India to actually invest in properties to have maximum returns. Though all the major Indian cities have seen an appreciation in the property prices, New Delhi, the capital of India has experienced the maximum rise in property prices.

What to look for in a Paying Guest (PG) accommodation?

7/24/2010 11:00 PM

Finding the right PG accommodation is challenging. Fortunately using 2letservice.com one can complete the entire process in few hours by entering requirements and let owners and property dealers with matching properties contacted you with offers.

7/22/2010 11:00 PM

We keep on hearing the property boom ding-dongs in media. Many in the industry (obviously the sellers) claim that prices in major cities of India have seen a rise - but has the appreciation been as high as 70% to 90% - is this just a hype meant for rise or is true. Is the appreciation seen across India or is it limited to a few select cosmopolit...Read More

Remain a Tenant or choose Builder EMI Sharing Schemes to become home owner?

7/20/2010 11:00 PM

Even if tenants want to invest in a house, financial constraints discourage many buyers as they have to pay rent until the property is ready for occupancy and bear the EMIs (equated monthly instalments) of the home loan.

Location

Short Sales and Foreclosures Resource, Certified Residential Specialist, Accredited buyer Representitive, e-Pro Realor, REO trans Certified Platinum, Certified Foreclosure Specialist...